Services · Non-bank lending
Flexible non-bank lending options
When standard bank lending criteria may not suit your circumstances, non-bank lenders can provide additional lending options, subject to their criteria and assessment.
When non-bank lending may be considered
Non-bank lending may be considered where standard bank criteria do not suit your circumstances, including some self-employed, complex-income or specialist lending situations.
Non-bank lending can involve different interest rates, fees, terms and conditions from standard bank lending. We explain these differences before you decide how to proceed.
Flexible assessment processes
Some non-bank lenders have different assessment processes and lending criteria. Timing depends on the lender, application and circumstances.
Different lending criteria
Some non-bank lenders may consider income, credit history or lending circumstances differently from mainstream banks.
Clear trade-offs
We explain interest rates, fees, loan terms and other relevant differences so you can understand the costs and implications.
Suitable lender options
We consider suitable non-bank lenders available to us based on your circumstances and the lender's criteria.
Important to understand
Non-bank lending may have different or higher interest rates, fees and conditions than standard bank lending.
The costs and suitability depend on the lender, loan type and your circumstances. We explain the relevant terms, costs and risks before you decide whether to proceed.