Bhavin Desai
Helping you understand your mortgage and lending options.
Bhavin Desai
Mortgage and lending advice tailored to your circumstances.
Find out how much your mortgage repayments would be.
Estimates only. Actual lender rates, fees and criteria will affect your repayments.
Your monthly repayments would be
$537
| Loan Amount | $100,000 |
| Total Interest | $93,256 |
| Total You'll Pay | $193,256 |
Want to save money?
By increasing your monthly minimum repayments to:
You could save up to $0 interest and adjust your loan length to 30 years 0 months.
Loan Amount $100,000
Total Interest $93,256
Total You'll Pay $193,256
Why ReFix
Mortgage advice made clearer
Clear mortgage and lending advice, access to a range of lending options, and support throughout the process.
Understand your lending costs
We explain lender fees, interest costs and repayment options so you can make an informed decision.
Lending options for different needs
We consider suitable options from the banks and non-bank lenders available to us, based on your goals and circumstances.
Guidance through the process
We help you understand your options and guide your application from enquiry through to settlement.
Process
How it works
A clear path from first conversation to settlement — whether you’re borrowing or brokering.
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Share what you’re aiming for — buying a home, refinancing, investing, or another financial goal.
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Provide your details and securely upload the documents you’ll need.
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Your broker reviews your situation and identifies loan options that fit your needs.
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Compare options and get clear guidance from your broker before you decide.
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Your application is prepared and submitted to the right lender.
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Stay updated, complete documents and signatures, then move ahead once your loan is approved.
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Understand the customer’s goals, requirements, financial position, and borrowing needs.
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Collect the information and documents, then assess the customer’s borrowing position.
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Identify suitable lenders and products based on the customer’s circumstances.
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Complete the application, validate supporting info, and make the file submission-ready.
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Send the application to the selected lender and handle any follow-up requests.
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Track progress, keep the customer informed, and respond to lender conditions.
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Manage conditions, final docs, signatures, and the path through to settlement.